Qualify for complete federal student loan forgiveness after just 120 qualifying payments while working full-time for an eligible public service employer.
Qualifying Payments
Loan Forgiveness
Tax on Forgiven Amount
PSLF has complex requirements and common pitfalls that can cost you years of progress. Let our experts handle the process for you.
PSLF applications involve multiple complex forms, strict deadlines, and documentation requirements that are easy to get wrong.
98% of initial PSLF applications were rejected due to paperwork errors
One mistake in loan type, payment plan, or employment verification can reset your 120-payment count back to zero.
Average borrower loses 3+ years due to process errors
PSLF regulations change frequently, and what worked last year might not qualify today without expert guidance.
Rules updated 6+ times in the past 2 years
Our PSLF specialists handle everything - from initial qualification review to final forgiveness application.
95% success rate with our guided process
Stop worrying about complex paperwork and let our experts manage your entire PSLF journey
Complete analysis of your employment, loans, and payment history
Expert completion and submission of all required PSLF documentation
Ongoing monitoring and annual certifications to keep you on track
Strategic consolidation and repayment plan selection for maximum benefit
Direct access to PSLF specialists whenever you need guidance
Professional submission and follow-up for final loan forgiveness
With so much at stake and countless pitfalls, why take the risk? Let our PSLF experts handle everything while you focus on your important public service work.
Average Amount Forgiven
Client Success Rate
Years of Experience
Free consultation • No obligation • Expert guidance guaranteed
We've helped thousands of public service workers navigate PSLF successfully. Our proven track record and specialized expertise make the difference between approval and years of additional payments.
Our team specializes exclusively in Public Service Loan Forgiveness with deep knowledge of every requirement, form, and process.
While the national PSLF approval rate struggles, our clients achieve a 98% success rate through our meticulous process.
Every client gets a dedicated PSLF specialist who manages your case from start to forgiveness completion.
No Forgiveness = Full Refund
We're so confident in our PSLF process that if you don't receive loan forgiveness due to our error, we'll refund 100% of your fees. That's how much we believe in our expertise.
Support Access
Money-Back Guarantee
Meet these essential requirements to qualify for Public Service Loan Forgiveness and have your remaining federal student loan debt completely forgiven.
Work at least 30 hours per week (or the employer's definition of full-time, whichever is greater) for a qualifying public service organization.
Must work for a government organization, 501(c)(3) non-profit, or other qualifying public service organization.
Submit Employment Certification Forms annually to track progress and verify qualifying employment.
Make 120 qualifying monthly payments while employed full-time by a qualifying employer (approximately 10 years).
Must be on an eligible repayment plan (IBR, PAYE, SAVE, ICR)
Payments must be made on time, in full, and no more than 15 days after the due date.
Your employer must be one of these types of qualifying public service organizations
Federal, state, local, or tribal government agencies and organizations
Tax-exempt organizations under Section 501(c)(3) of the Internal Revenue Code
Organizations providing public health services to underserved or high-need populations
Public schools, school districts, colleges, and universities
Organizations providing public interest legal services to low-income communities
Police, fire departments, emergency management, and public safety organizations
Only these types of federal student loans are eligible for PSLF